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Don’t Have Insurance? Here’s Why You Should Consider a Dental Savings Plan

April 19, 2021

Filed under: Uncategorized — dryoung @ 4:58 pm
dentist explaining the benefits of a dental savings plan in Jacksonville

When it comes to keeping your smile healthy, prevention is key. To ensure your teeth and gums remain in good condition, you’ll have to establish a solid at-home oral hygiene routine in addition to a habit of attending at least two dental checkups and cleanings per year. If you don’t have dental insurance, however, these appointments can make quite a dent in your budget. Luckily, there’s an alternative: dental savings plans. Here’s how signing up for a dental savings plan in Jacksonville can benefit your smile as well as your wallet!

How Dental Savings Plans Work

A dental savings plan is an alternative to traditional insurance. That said, it does offer uninsured patients many similar benefits, including significant discounts on preventive care. Instead of paying a monthly premium to the insurance provider that is subject to change at any time, joining a dental savings plan involves paying a flat yearly or monthly fee. Depending on the plan’s details, you might end up saving even more money thanks to discounts on services that are not usually covered by insurance, like cosmetic treatments.

Is a Dental Savings Plan Right for You?

Dental savings plans can help patients of all ages afford the care their smiles need. However, there are a few situations in which this option would be particularly beneficial:

  • You’re unemployed – Have you recently lost your employer-provided insurance? If so, a dental savings plan could help you cover the cost of your care until you receive them through your next job.
  • You have minimal dental care needs – If you diligently brush and floss each day, restrict your sugar intake, and see your dentist every six months, you might not need much care beyond routine checkups and cleanings. Because many dental savings plans fully (or mostly) cover the cost of preventive services, this option would be ideal.
  • You require extensive dental work – On the other hand, some patients are more prone to oral health issues, like cavities or gum disease, that warrant more frequent or extensive treatments. In this case, a dental savings plan can reduce your out-of-pocket expenses.
  • You have Medicare – While Medicare covers general medical treatment, it usually does not cover dental services. A dental savings plan makes it easy to fit the cost of your dental care into your budget.

Even if you currently do not have dental insurance, know that there are plenty of other ways to make your dental care more affordable. If you have any further questions about how you could benefit from a dental savings plan in Jacksonville, be sure to ask your dentist!

About the Author

Dr. Larry Young has been a dentist in Jacksonville, FL since 1975. He keeps up with the latest advancements in the dental field through his memberships in the Florida Dental Association, the Academy of Cosmetic Dentistry, and various additional professional organizations.  Although the team at Larry Young Dental is in-network with Delta Dental and accepts nearly all dental insurance plans, they also offer their own in-house dental savings plan. For a small annual fee, you’ll receive discounts on basic services and FREE preventive care. To learn more, you can contact Dr. Young through his website or by calling (904)-731-9833.

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